The Housing Market Is Getting More Expensive to Wait Out | “The Veteran’s Realtor”

I’ve seen firsthand how waiting to buy a home can become more expensive than most people expect. With higher borrowing costs, holding off on your purchase might mean facing even steeper monthly payments later—especially if financing conditions don’t improve. Right now, home prices aren’t dropping fast enough to truly offset those rising rates, so waiting for a better deal doesn’t always guarantee a lower overall cost. The good news: there are still opportunities to negotiate, especially in areas where inventory has picked up and sellers are competing for fewer offers. My background as an Army officer and negotiator means I’m always thinking about the full picture—not just interest rates, but how price and negotiation leverage can work in your favor. These days, the smartest move is to consider the entire cost equation before deciding whether to make an offer or wait.