Experts Share Insights on Future Mortgage Rate Trends

As someone who thrives on helping clients navigate every twist and turn in real estate, I’m always keeping an eye on where mortgage rates are headed. Right now, experts are seeing 30-year fixed rates hovering between 6.7% and 6.9% as we move through 2026. These numbers can shift depending on your credit, where you’re buying, and your financial picture. If the Fed raises rates, we could see them climb a bit higher—but if inflation gets under control, there’s a good chance they’ll drop back. I’ve always believed that preparation is key—so improving your credit score can make a real difference in the rate you secure. My approach, whether flying a helicopter or negotiating a deal, is always about putting you in the best possible position to win.

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