Buy now or wait until fall? Tips for homebuyers in 2026

As someone who’s spent years making tough calls—both in the Army and now advocating for homebuyers—I know decisions like when to buy a home aren’t always black and white. Mortgage rates have reached a one-year high at 6.66%, and the average home price now sits at $440,600, up 1.8%. With housing supply at 4.6 months, it’s a market that calls for a smart strategy. Right now, buying brings home security and a chance to get ahead of further price increases. Waiting until fall could mean less competition and potentially lower prices. My approach is always about weighing the options, negotiating hard, and making sure you’re positioned to win—whether that’s now or later. That’s the art of negotiation, and it’s how I help my clients find the right move for their next chapter.

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