{"id":13,"date":"2026-09-07T12:00:00","date_gmt":"2026-09-07T12:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/davidmaldonadorealtor-com\/2026\/09\/07\/us-hoa-basics-every-buyer-should-know-the-veterans-realtor\/"},"modified":"2026-09-07T12:00:00","modified_gmt":"2026-09-07T12:00:00","slug":"us-hoa-basics-every-buyer-should-know-the-veterans-realtor","status":"publish","type":"post","link":"https:\/\/www.davidmaldonadorealtor.com\/blog\/2026\/09\/07\/us-hoa-basics-every-buyer-should-know-the-veterans-realtor\/","title":{"rendered":"US HOA Basics Every Buyer Should Know | &#8220;The Veteran&#8217;s Realtor&#8221;"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/david-maldonado\/global-investors-home-8a6b\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>As someone who prides myself on keen negotiation and putting my clients first, I keep a close eye on signals that truly shape the market. Lately, about 25% of existing-home transactions in the US have been cash sales\u2014a meaningful metric for anyone buying or selling. When cash buyers increase alongside rising prices, it\u2019s a clear sign that competition among buyers is heating up. But if we see more cash sales while the overall number of transactions drops, it could mean financing hurdles are holding some buyers back. On the flip side, if the cash share drops but prices remain steady, that\u2019s often a hint that credit conditions have improved and more regular buyers are able to step in, bringing a healthier balance to the market.<\/p>\n<p>In my experience working with a range of clients, I notice that smaller cash investors tend to focus on homes tied up in probate, tax issues, deferred maintenance, or relocation\u2014those older homes remain in demand, especially when conventional financing slows down. Navigating single-family investing isn\u2019t just about funds; local taxes, title insurance, renovation resources, and hands-on management matter just as much. It\u2019s tough to scale without real discipline and local know-how, and that\u2019s where a tailored approach wins out over one-size-fits-all strategies. Looking ahead, I see more consolidation of margins rather than big marketwide roll-ups, with international investors often better off partnering locally. Whether you\u2019re buying, selling, or investing, understanding these trends and acting with discipline can help you win in today\u2019s market\u2014something I\u2019m always focused on for my clients.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>As someone who prides myself on keen negotiation and putting my clients first, I keep a close eye on signals that truly shape the market. Lately, about 25% of existing-home transactions in the US have been cash sales\u2014a meaningful metric for anyone buying or selling. When cash buyers increase alongside rising prices, it\u2019s a clear [&hellip;]<\/p>\n","protected":false},"author":104,"featured_media":42,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-13","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.davidmaldonadorealtor.com\/blog\/wp-json\/wp\/v2\/posts\/13","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.davidmaldonadorealtor.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.davidmaldonadorealtor.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.davidmaldonadorealtor.com\/blog\/wp-json\/wp\/v2\/users\/104"}],"replies":[{"embeddable":true,"href":"https:\/\/www.davidmaldonadorealtor.com\/blog\/wp-json\/wp\/v2\/comments?post=13"}],"version-history":[{"count":0,"href":"https:\/\/www.davidmaldonadorealtor.com\/blog\/wp-json\/wp\/v2\/posts\/13\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.davidmaldonadorealtor.com\/blog\/wp-json\/wp\/v2\/media\/42"}],"wp:attachment":[{"href":"https:\/\/www.davidmaldonadorealtor.com\/blog\/wp-json\/wp\/v2\/media?parent=13"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.davidmaldonadorealtor.com\/blog\/wp-json\/wp\/v2\/categories?post=13"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.davidmaldonadorealtor.com\/blog\/wp-json\/wp\/v2\/tags?post=13"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}